Average monthly cost
819 €
Car calculator
Buy, finance, lease, or use as a company car.
Monthly finance payment
591 €
Running cost p.a.
3,918 €
Taxable benefit/month
0 €
Cost and depreciation
Development over the holding period
Costs extend below zero; the vehicle's tax book value remains positive above zero.
Acquisition comparison
Cash, financing, and leasing
Same vehicle, usage, and holding period for all three options. Every cost curve runs downward from zero.
Cash
Lowest cost52,505 €
729 € per month
Finance
58,941 €
819 € per month
+ 6,436 € versus the lowest cost
Lease
63,433 €
881 € per month
+ 10,928 € versus the lowest cost
The 1%, 0.5%, and 0.25% selections calculate a taxable private-use benefit, not a purchase discount. Eligibility depends on vehicle type, acquisition date, list price, and tax situation. The result is an estimate, not a tax assessment.